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Loan Against Properties

Loan against property (LAP) is a secured loan that banks, housing finance companies, NBFCs and other financial institution provide against residential or commercial property. LAP loan generally offers by these intuition are at a lower interest rate as compared to other loans such as a personal loan or business loan. Anyone with a pre-owned property can avail such loans, whether they are salaried or self-employed in a business or professional setup.

LAP from VCap Money enables you to do financing your child’s education, managing your wedding expenses, expanding your business, or even handling unforeseen medical expenses. We offers customized Property Loan to salaried and self-employed individuals. The quantum of loan sanctioned is also higher than what may be offered in other available options.

The features of LAP loan are

  • It is cheaper than a personal loan
  • The applicant can continue to occupy his or her property even after the loan is availed
  • The loan can be used for a variety of purposes such as unforeseen medical expenses, children’s higher education and marriage, or setting up a business.

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